Terms of Use

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. THESE TERMS AND CONDITIONS MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS PAGE. BY USING ANY WEB SITE OR WEB-BASED DATA WAREHOUSE OPERATED BY BROADRIDGE INVESTOR COMMUNICATION SOLUTIONS, INC. OR ONE OF ITS AFFILIATES (such websites and data warehouses shall be referred to herein as the ”Web Accessible Materials”), YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, THEN DO NOT USE THE WEB ACCESSIBLE MATERIALS.

Broadridge Investor Communication Solutions, Inc.("Broadridge") maintains these Web Accessible Materials as a service to its paying clients with whom Broadridge has entered into a written licensing agreement, and such clients’ customers and potential customers only. No other persons or entities are authorized or permitted to use or access the Web Accessible Materials for any purpose. All use of and access to the Web Accessible Materials of any kind (including, but not limited to, all browsing of, linking to, and downloading of pages and/or documents), shall be subject to these terms and conditions.

Copyright and Trademark Information

Copyright © 2006-2013 Broadridge Investor Communication Solutions, Inc.  All rights reserved.

The Web Accessible Materials, and the information which it contains, is the property of Broadridge and its affiliates, clients and licensors, and is protected from unauthorized copying and dissemination by United States copyright law, trademark law, international conventions and other intellectual property laws. By way of example only, and not as a limitation, "BROADRIDGE", “FUNDPOINT MONITOR” and the logo are registered service marks of Broadridge under the applicable laws of the United States.

All other names and marks are trademarks or registered trademarks of their respective owners.

Use of the Web Accessible Materials and Their Content

No part of the Web Accessible Materials (including but not limited to all URLs relating to the Web Accessible Materials or any portion or page thereof, and all hyperlinks contained in the Web Accessible Materials), and no hyperlink or other mechanism directing any person or user to any portion or page of the Web Accessible Materials (other than to the home page), may be used, reproduced or transmitted in any form, by any means, electronic or mechanical, except that authorized users of a Broadridge client may view, download, and/or print individual documents that are available on the Web Accessible Materials solely for the authorized user’s personal use in connection with researching a potential securities transaction that such authorized user may enter into using the brokerage services, or similar services, of such Broadridge client, subject to the following conditions:

1. The documents may be used solely for the purpose of evaluating a potential securities transaction.

2. The documents may not be modified.

3. Copyright and trademark notices, these terms and conditions or any link thereto, and other proprietary notices may not be removed.

4. The documents may not be used for commercial distribution.

The information in the Web Accessible Materials is provided with the understanding that Broadridge and its clients and other licensors providing such information are not rendering legal, accounting, tax, career or other professional advice or services. As such, information in the Web Accessible Materials should not be relied upon or used as a substitute for consultation with professional advisors.

Broadridge may alter, suspend, or discontinue the Web Accessible Materials at any time for any reason, without notice or cost. The Web Accessible Materials may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

By using the Web Accessible Materials, you agree to indemnify, hold harmless and defend Broadridge from any claims, damages, losses, liabilities, and all costs and expenses, including but not limited to, attorneys' fees, resulting directly or indirectly from your use of the Web Accessible Materials in violation of these terms.

Nothing contained on the Web Accessible Materials should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Web Accessible Materials or any documents or pages in the Web Accessible Materials, through the use of framing or otherwise, except: (a) as expressly permitted by these terms and conditions; or (b) with the prior written permission of Broadridge.

Accuracy of Content and Future Modifications to Web Accessible Materials

The information in the Web Accessible Materials is believed to be complete and reliable; however, the information may contain technical inaccuracies or typographical errors.

Broadridge reserves the right to make changes to document names and content or other information without obligation to notify any person of such changes.

Standards of User Conduct

You may not use the Web Accessible Materials, and its related services to:

(i) introduce viruses, worms, Trojan horses and/or harmful code on the Internet;

(ii) sell or promote any products or services that are unlawful in the location at which the Content is posted or received; or resell the Web Accessible Materials or any content of the Web Accessible Materials, or resell access to the Web Accessible Materials or to any content of the Web Accessible Materials;

(iii) intentionally or unintentionally violate any applicable local, state, national or international law, including but not limited to any regulations having the force of law while using or accessing the Web Accessible Materials or in connection with your use of the Web Accessible Materials, in any manner;

(iv) invade the privacy, violate any personal right, or infringe or misappropriate any proprietary right (including intellectual property rights) of any person or entity;

(v) access, or provide any third party with access to, the Web Accessible Materials through the use of any robot, spider, scraper or other automated means for any purpose without our express written permission;

(vi) take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure;

(vii) copy, reproduce, modify, create derivative works from, distribute, or publicly display any content from the Web Accessible Materials without the prior expressed written permission of Broadridge;

(viii) interfere or attempt to interfere with the proper working of the Web Accessible Materials or any activities conducted in connection with the Web Accessible Materials; or

(ix) bypass or attempt to bypass any measures we may use to prevent or restrict access to the Web Accessible Materials.

In addition to any other remedies that may be available (all of which shall be cumulative), Broadridge may terminate your access to the Web Accessible Materials at any time and for any or no reason, including but not limited to your breach of any provision of these terms and conditions.

Availability of Products and Services Mentioned

In addition to any other remedies that may be available (all of which shall be cumulative), Broadridge may terminate your access to the Web Accessible Materials at any time and for any or no reason, including but not limited to your breach of any provision of these tInformation that Broadridge publishes on the Web Accessible Materials may contain references or cross references to products or services that are not available or approved by the appropriate regulatory authorities in your country. Such references do not imply that Broadridge or its clients intend to announce or make available such products or services to the general public, or in your country. Consult the applicable Broadridge client to determine which products and services may be available to you.

No Warranties

INFORMATION AND DOCUMENTS PROVIDED IN THE WEB ACCESSIBLE MATERIALS ARE PROVIDED "AS IS." SPECIFICALLY, BUT WITHOUT LIMITATION, BROADRIDGE DOES NOT WARRANT THAT: (i) THE INFORMATION IN THE WEB ACCESSIBLE MATERIALS IS CORRECT, ACCURATE, RELIABLE OR COMPLETE; (ii) THE FUNCTIONS CONTAINED ON THE WEB ACCESSIBLE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (iii) DEFECTS WILL BE CORRECTED, OR (iv) THE WEB ACCESSIBLE MATERIALS OR THE SERVER(S) THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Materials posted in the Web Accessible Materials are subject to change. Broadridge periodically adds or updates the information and documents in the Web Accessible Materials without notice.

It is the user's responsibility to ascertain whether any information downloaded from the Web Accessible Materials is free of viruses, worms, trojan horses, or other items of a potentially destructive nature.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL BROADRIDGE BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, MULTIPLE OR OTHER INDIRECT DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE WEB ACCESSIBLE MATERIALS OR THE INFORMATION CONTAINED IN THE WEB ACCESSIBLE MATERIALS, EVEN IF BROADRIDGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL BROADRIDGE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION RESULTING FROM YOUR USE OF THE WEB ACCESSIBLE MATERIALS, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, EXCEED THE GREATER OF $100 OR THE AMOUNTS YOU PAID TO BROADRIDGE DURING THE MOST RECENT THREE-MONTH PERIOD FOR USING THE WEB ACCESSIBLE MATERIALS.

Links to Third-Party Web Sites

The Web Accessible Materials may contain links to non-Broadridge web sites. These links are provided to you as a convenience, and Broadridge is not responsible for the content of any linked web site. Any outside web site accessed from the Web Accessible Materials is independent from Broadridge, and Broadridge has no control over the content of that web site. In addition, a link to any non-Broadridge web site does not imply that Broadridge endorses or accepts any responsibility for the content or use of such a web site.

No Implied Endorsements

In no event shall any reference to any third party or third party product or service be construed as an approval or endorsement by Broadridge of that third party or of any product or service provided by a third party.

Jurisdictional Issues

Broadridge makes no representation that information on the Web Accessible Materials are appropriate or available for use outside the United States. Those who choose to access the Web Accessible Materials from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Submissions to Broadridge and Affiliated Servers

Any information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to Broadridge through the Web Accessible Materials is the exclusive property of Broadridge. Broadridge is entitled to use any information submitted for any purpose, without restriction (except as stated in Broadridge's Privacy Policy) or compensation to the person sending the submission. The user acknowledges the originality of any submission communicated to Broadridge and accepts responsibility for its accuracy, appropriateness, and legality.

Enforcement of Terms and Conditions

These terms and conditions are governed and interpreted pursuant to the laws of the Commonwealth of Massachusetts, United States of America, notwithstanding any principles of conflicts of law.

If any part of these terms and conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. Broadridge may, at its sole discretion and without notice, revise these terms and conditions at any time by updating this posting.

Entire Agreement

This is the entire Agreement between the parties relating to the subject matter herein and shall not be modified except in writing signed by both parties or by a new posting by Broadridge, as described above.

For Additional Information

If you have any questions about the rights and restrictions above, please contact Broadridge's Customer Service Department.